Why Pre-Qualify?

	In the market for a new mortgage loan? We can assist you! Call us at 702-524-1376. Ready to begin? Apply Now.

It is important to see a mortgage loan pro first, even if you haven't settled on what type of home you hope to find. Why? Perhaps it's difficult to understand how we could help even before you start to negotiate.

We Will Help You Pre-Qualify

We will help you see how much of a mortgage you can afford, and the amount of money you will be able to borrow, by walking you through pre-qualifying. This process outlines your financial situation - your debt, income, career, and cash available for down payment, among other things. It's quick and basic; We take pride in keeping the paperwork light.

We will award you a Pre-Qualification Letter if you qualify, that documents that we're confident you'll qualify for a certain amount of mortgage loan dollars.

Pre-Qualification Power

With your pre-qualification letter, a number of advantages fall at your feet at the point you locate the home you want to make an offer for. First, it lets you know how much you're able to offer. Even more important to the seller, your pre-qualification gives them confidence - as if you'd entered their home with a suitcase of cash to back up the offer! They will not need to worry that they have been wasting their time if you do not have the ability to qualify for a big enough mortgage. The seller of the home won't wonder if he can trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to fret over. You have the capability to back up your offer.

We help with your pre-qualification

When we pre-qualify you, we help you decide the amount you can afford in monthly mortgage payments you can fit in your budget, and the loan amount you can qualify for. We will do this by analyzing your debts and income, your work and housing situations, your available funds for a down payment, required reserves, and other considerations. It's quick and to the point; and we keep the paperwork to a minimum.

One-on-One

You can always use the calculators available on our site to calculate the size mortgage you can afford - but it's also important to talk with us. For one thing, you'll want a Pre-Qualification Letter! Next, we can consider your mortgage program options and make sure you have chosen the best one. We're waiting to hear from you: call us at 702-524-1376.

Have questions about pre-qualifying? Call us at 702-524-1376. We answer pre-qualification questions every day.