Why Pre-Qualify?

	Shopping for a mortgage? We will be glad to help! Call us at 702-524-1376. Ready to begin? Apply Here.

It's helpful to visit with a mortgage loan pro first, even if you haven't settled on the sort of house you hope to find. What for? What can we do for you before you have made an offer, and don't know yet how much you want to borrow?

We Will Help You Pre-Qualify

We will help you see how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through the pre-qualification process. We achieve this by considering your debts and income, your employment and housing situations, your funds available for a down payment, required reserves, and other considerations. It's a quick, thorough process with minimal risks for papercuts.

When you qualify, we give you a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which says that we are working with you to find the best mortgage loan to meet your financial needs and that we're confident you'll qualify for a mortgage loan up to a certain amount.

Buying Clout

Several advantages open to you once you find your next house, and have achieved pre-qualification. First of all, you have some definite numbers in mind, as the amount you will be able to borrow. Even more important to the seller of the home, your pre-qualification gives them certainty - as if you had entered their house with a bag of cash to make the offer! They won't need to worry that that they're wasting their time if you do not be able to qualify for a high enough mortgage loan. The seller won't wonder if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount will not cause them concern. They have a virtual guarantee to trust your buying power.

We will help you pre-qualify

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and the loan amount you will qualify for. In the process, we determine your borrowing capacity - looking at your employment, money available for down payment, debt, income, and other areas. We as for a minimum amount of paperwork, with a quick process.

Face to Face

While you can use our tools to calculate mortgage variables on this website, it will be a good idea to sit down and talk with one of our mortgage professional team members. For one thing, you will need a Pre-Qualification Letter! Then, we can make sure we have the ideal mortgage loan program for you. We're eager to hear from you: call us at 702-524-1376.

Have questions about pre-qualifying? Call us at 702-524-1376. It's our job to answer pre-qualification questions, so we're happy to help!