Why it's Important to Pre-Qualify

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Even if you haven't researched houses to visit yet, it is important to visit with your mortgage pro first. What for? Perhaps it's difficult to understand how we could help even before you start to calculate your offer.

Pre-Qualify

We will help you calculate how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. The process leads you through your finances - your debt, income, job, and down payment money, among other things. It's quick and basic; We keep the paperwork light.

We will award you a Pre-Qualification Letter when you qualify, that documents that we are confident you'll qualify for a predetermined amount of mortgage loan dollars.

Pre-Qualification Power

After you locate the house that is best for you, and you decide to put together an offer, being pre-qualified for a mortgage will do several things. First, it helps you know how much you're able to offer. Of greater importance to the current home owner, your being pre-qualified is like your having walked into their front door with a bag full of money to purchase their house! They won't need to wonder if they are wasting their time if you do not have the ability to qualify for a high enough mortgage loan. The seller of the home won't wonder if he can trust you to qualify for your loan.Your qualifying for your needed loan amount will not be something for them to worry about. They have a virtual guarantee to trust your buying power.

We can help you pre-qualify

We can help you find out the loan amount you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. The process outlines your finances - your debt, income, job, cash available for down payment, among other things. We will require a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

It's important to sit down and talk with us, even though you are welcome to also use the helpful mortgage loan calculators on this site. That way, we'll be able to help you get your pre-qualification letter. For another thing, we might find a different mortgage program that fits your needs better. We're waiting to meet with you: call us at 702-524-1376.

Have questions about pre-qualifying? Call us at 702-524-1376. North American Financial answers pre-qualifying questions every day.